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Physician Disability Insurance

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  • Understand What You're Buying

  • Save Time Comparing Your Options Side by Side

  • Discounts Available

Disability insurance is complicated.

Doctors shouldn’t have to take time to sort through a bunch of disability insurance quotes to find the best own occupation policy. Don't stress over insurance shopping, let us find the best coverage for you at the most affordable price.

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We Know Your Time Is Valuable & Understand What It's Like To Get Ripped Off

Which is why over 20,000 Doctors have trusted us to help them compare and buy insurance.

  • Pattern had the best deal and the right insurers.
    Dr. Syriac
  • I thought it was a very personal service. Everyone is easy to talk to and they take the time to explain some definitions and make sure that it's easily understood on our behalf and simplified in a way that we can understand it, and I think that made a difference.
    Dr. Doble
  • Pattern made sure I understood everything that was presented to me, that nothing was unclear and everything was transparent.
    Dr. Henry

How It Works

  • Step 1: Request Your Quotes

    Fill out a simple form and we'll gather your personalized own occupation disability insurance quotes.

  • Step 2: Compare Your Options

    Talk with our specialists online or on the phone to compare and understand what you're buying.

  • Step 3: Secure Your Policy

    We will handle boring paperwork so you can get back to what you'd rather be doing.

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Start Your Research With the Beginners Guide to Disability Insurance

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COMPARE OUR DISABILITY INSURANCE CARRIERS:

Principal

Principal is a great option for medical professionals who are looking to secure their income with disability insurance.

Principals HH750 policy is a true own occupation policy that is fully comprehensive and protective of physicians in the case of an illness or injury that may result in a disability or loss of career.

Principal is one of the Big Five Insurance companies, meaning they are one of the only insurance companies to provide TRUE OWN OCCUPATION disability insurance.

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Guardian

Guardian is one of the largest and most trusted insurance companies in the United States.

Guardian is a great choice for physicians looking to secure their income with disability insurance because they are one of the Big Five Insurance companies, meaning they are one of the only insurance companies to provide TRUE OWN OCCUPATION disability insurance.

As stated above Guardian provides true own occupation, which is the most important thing a medical professional should look at when protecting their income with disability insurance.

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The Standard

The Standard is one of the largest and widely trusted true own occupation insurance providers. Their Platinum Advantage policy provides excellent coverage specifically for medical professionals.

The Standard is one of the Big Five Insurance companies, meaning they are one of the only insurance companies to provide TRUE OWN OCCUPATION disability insurance.

The Standard is a great option for medical professionals who are looking to secure their income with disability insurance.

The Standards’ Platinum Advantage policy is made into a true own occupation policy with the Own Occupation Rider. This rider makes the Platinum Advantage policy fully comprehensive and protective of physicians in the case of an illness or injury that may result in a disability or loss of career.

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Ameritas

Ameritas is a widely recognizable name in the insurance industry.

As one of the larger insurance companies in the disability insurance field, they are a very trusted company. Ameritas is one of the Big Five Insurance companies meaning their definition of disabled is TRUE OWN OCCUPATION definition which is the only definition that fully covers medical professionals.

As stated above Ameritas provides true own occupation, which is the most important thing a medical professional should look at when protecting their income with disability insurance.

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Mass Mutual

Mass Mutual is one of the oldest insurance companies in the game. As one of the Big Five companies, their definition of totally disabled is comprehensive for physicians which makes Mass Mutual a great choice for physicians looking to secure their income with disability insurance.

Mass Mutual offers two types of disability insurance policies, Radius and Radius Choice. With either option, you are able to customize and add features to your policy to make it personalized and completely comprehensive to meet your needs.

Mass Mutuals' definition of disabled required an additional rider to secure the definition as True Own-Occupation.

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Frequently Asked Questions

  • Can I make changes to my disability insurance or life insurance policy?

  • How are disability and life insurance rates determined?

  • How long does it take to get a disability policy in place?

  • What’s the process look like?

  • If I'm a resident or fellow, will I need to increase my benefit amount once my training is done?

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Ask any questions you have below.

Here are some commonly asked questions to get you started:

What is true own-occupation Disability Insurance?

How much Disability Insurance do I need?