Federal Reserve Economic Data

FRED Economic Data, St. Louis FED

Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP)

Observations

Q4 2024: 11.28496
Updated: Mar 21, 2025 1:17 PM CDT
Next Release Date: Not Available
Q4 2024:  11.28496  
Q3 2024:  11.31312  
Q2 2024:  11.15914  
Q1 2024:  11.16027  
Q4 2023:  11.23079  
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(a) Household Debt Service Payments as a Percent of Disposable Personal Income, Percent, Seasonally Adjusted (TDSP)

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    Household Debt Service Payments as a Percent of Disposable Personal Income
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    Notes

    Source: Board of Governors of the Federal Reserve System (US)  

    Release: Household Debt Service Ratios  

    Units:  Percent, Seasonally Adjusted

    Frequency:  Quarterly

    Notes:

    The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

    The DSR is divided into two parts. The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR.

    For more information, please visit the Board of Governors.

    Suggested Citation:

    Board of Governors of the Federal Reserve System (US), Household Debt Service Payments as a Percent of Disposable Personal Income [TDSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/TDSP, April 5, 2025.

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    Tags

    Disposable Payments Debt Personal Income Percent Personal Households Services Income Board of Governors Quarterly Seasonally Adjusted Nation Public Domain: Citation Requested United States of America

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